Transportation Pollution Liability
Transportation pollution liability covers pollution conditions arising from the transport of hazardous materials and waste — the exposure excluded by both commercial auto and general liability policies.
Insurance for Hazmat Hauling & Waste Transport
Moving hazardous materials and contaminated waste is one of the most exposed moments in environmental work — and one of the least covered. A commercial auto policy's pollution coverage is narrow and often excludes the cargo; a standard GL excludes pollution entirely. Transportation pollution liability covers pollution conditions that arise during loading, transit, and unloading of the materials you haul.
The Transport Gap
- Cargo pollution — a release of the hazardous load itself, which auto liability typically excludes
- Loading and unloading — high-risk moments for spills
- Upset / overturn — a release following an accident
- Non-owned disposal sites — exposure that continues at the TSD facility
- Cleanup of a transit release — on the roadway and affected property
What's Covered
- Pollution from transported cargo during loading, transit, and unloading
- On-site and off-site cleanup of a transit-related release
- Third-party bodily injury and property damage
- Disposal site (non-owned) pollution by endorsement
- Emergency response costs
Coordinated With Auto and CPL
Transportation pollution doesn't replace your commercial auto or your CPL — it bridges the gap between them. We coordinate all three so the truck, the driver, and the pollutant in the tank are each covered by the right policy, with no gap where they meet.
For Haulers and Self-Hauling Contractors
Whether you're a dedicated hazmat transporter or an abatement/remediation contractor hauling your own waste, the transport exposure is real on every load. We make sure it's covered — not assumed away under an auto policy that excludes it.
What's Covered
Frequently Asked Questions
Only narrowly — auto pollution coverage is limited and commonly excludes the cargo itself. Transportation pollution liability covers a release of the hazardous load during loading, transit, and unloading, which auto and GL both leave exposed.
Yes. The transport exposure exists on every load you move, and a single overturn or loading spill can produce a major cleanup and injury claim. We can add transportation pollution to your environmental program to close that gap.